EBC

Wholesale Banknote Distribution

Serving domestic and international financial institutions. We buy and sell banknotes with a specialty in North American currencies. 

International Payments

Securely send and receive cross-border payments. We proudly serve Canadian businesses and financial institutions. 

Payments-as-a-Service

Embed cross-border payments into your banking platform through EBC’s robust and simple API suite.

Who We Are

A Canadian bank focused on foreign exchange solutions led by a management team with 25+ years’ experience in the foreign exchange industry.

$13B

Transacted annually

1300+

Global clients

80+

Currencies

170+

Countries

How it Works

  • Banknotes
  • Payments
  • Payments-as-a-Service

Buy

1

Place a purchase order

Via email, phone, and Reuters Messenger. Alternatively, adopt our proprietary platform, EBC FX, to place automated orders online.

Place a purchase order

2

Fund purchase order with payment

Send EBC a wire to fund your transaction. Where required, we provide credit risk mitigation by using a Trust.

Fund purchase order with payment

3

EBC ships currency to you

Leverage your own logistics network or outsource this to EBC’s trusted cash-in-transit partners. 

EBC ships currency to you

Sell

1

Place a sell order

Via email, phone, and Reuters Messenger. Alternatively, adopt our proprietary platform, EBC FX, to place automated orders online.

Place a sell order

2

Ship currency to EBC

Leverage your own logistics network or outsource this to EBC’s trusted cash-in-transit partners. 

Ship currency to EBC

3

EBC remits payment to your bank

EBC sends a wire to your institution to complete the transaction.

EBC remits payment to your bank

Pay

We use the best FX rates to pay your invoices digitally directly from your bank

1

Funds withdrawn directly from your account

2

Foreign currency sourced at the best available FX rate

3

Payment delivered conveniently in desired currency

Get Paid

We help businesses and banks receive payment in foreign currencies from anywhere in the world

1

Payment sent in local currency to your EBC account

2

Foreign currency exchanged at the best available FX rate

3

Payment conveniently deposited in your bank account

Your Platform

1

Initiate a payment based on a country and currency

2

Accept rate & provide payment instructions

3

Track payment delivery

EBC's FX Engine & Payment Infrastructure

1

EBC returns FX rates and transaction fees — flat pricing or marked up per your requirements

2

API validation of payment instructions for completeness and user convenience

3

EBC API provides payment status leveraging payment tracking, including swift GPI

Why EBC?

Schedule 1 Bank

Schedule 1 Bank

Regulated under the Federal Bank Act and supervised by Canada’s primary banking regulators: the Office of the Superintendent of Financial Institutions (OSFI) and the Financial Consumer Agency of Canada (FCAC).

Direct Access to the US Fed

Direct Access to the US Fed

We are one of two banks domiciled outside of the United States participating in the FRBNY’s prestigious Foreign Bank International Cash Services (FBICS) program.

Concierge Service

Concierge Service

We are industry veterans delivering comprehensive, cost-effective, and trusted payment and foreign currency solutions via personalized service.

Insights

Let’s Connect

Speak with a member of our sales team about your foreign exchange requirements