Wholesale Banknote Distribution
Serving domestic and international financial institutions. We buy and sell banknotes with a specialty in North American currencies.
International Payments
Securely send and receive cross-border payments. We proudly serve Canadian businesses and financial institutions.
Payments-as-a-Service
Embed cross-border payments into your banking platform through EBC’s robust and simple API suite.
Who We Are
A Canadian bank focused on foreign exchange solutions led by a management team with 25+ years’ experience in the foreign exchange industry.
$13B
Transacted annually
1300+
Global clients
80+
Currencies
170+
Countries
How it Works
- Banknotes
- FX & Payments
- Payments-as-a-Service
Buy
1
Place a purchase order
Via email, phone, and Reuters Messenger. Alternatively, adopt our proprietary platform, EBC FX, to place automated orders online.
2
Fund purchase order with payment
Send EBC a wire to fund your transaction. Where required, we provide credit risk mitigation by using a Trust.
3
EBC ships currency to you
Leverage your own logistics network or outsource this to EBC’s trusted cash-in-transit partners.
Sell
1
Place a sell order
Via email, phone, and Reuters Messenger. Alternatively, adopt our proprietary platform, EBC FX, to place automated orders online.
2
Ship currency to EBC
Leverage your own logistics network or outsource this to EBC’s trusted cash-in-transit partners.
3
EBC remits payment to your bank
EBC sends a wire to your institution to complete the transaction.
Pay
We use the best FX rates to pay your invoices digitally directly from your bank
1
Funds withdrawn directly from your account
2
Foreign currency sourced at the best available FX rate
3
Payment delivered conveniently in desired currency
Get Paid
We help businesses and banks receive payment in foreign currencies from anywhere in the world
1
Payment received by EBC in local currency
2
Foreign currency exchanged at the best available FX rate
3
Payment conveniently deposited in your bank account
Your Platform
1
Initiate a payment based on a country and currency
2
Accept rate & provide payment instructions
3
Track payment delivery
EBC's FX Engine & Payment Infrastructure
1
EBC returns FX rates and transaction fees — flat pricing or marked up per your requirements
2
API validation of payment instructions for completeness and user convenience
3
EBC API provides payment status leveraging payment tracking, including swift GPI
Why EBC?
Schedule 1 Bank
Regulated under the Federal Bank Act and supervised by Canada’s primary banking regulators: the Office of the Superintendent of Financial Institutions (OSFI) and the Financial Consumer Agency of Canada (FCAC).
Direct Access to the US Fed
We are one of two banks domiciled outside of the United States participating in the FRBNY’s prestigious Foreign Bank International Cash Services (FBICS) program.
Concierge Service
We are industry veterans delivering comprehensive, cost-effective, and trusted payment and foreign currency solutions via personalized service.
Insights
Let’s Connect
Speak with a member of our sales team about your foreign exchange requirements
