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Management Team

Randolph W. Pinna
President and Chief Executive Officer
Kartlos Adeishvili
Chief Operating Officer
Khatuna Bezhitashvili
SHRM-SCP, Vice President, Human Resources
Wade Bracy
Vice President, Finance
Bob Dowd
Senior Vice President
Stephen Fitzpatrick
Chief Financial Officer
Shivani Lahar
Vice President, Chief Anti-Money Laundering Officer
Jennifer McDougall
Chief Compliance Officer, Chief Privacy Officer, Ombudsman
Stacey Prakash
Senior Vice President, Chief Risk Officer

 

Randolph W. Pinna

President, Chief Executive Officer

Mr. Pinna was appointed the Chief Executive Officer, President and Director of Currency Exchange International, Corp. (“CXI”), EBC's parent company, when it began operating in October 2007. From 1989 to 2003, Mr. Pinna was President, Chief Executive Officer and Director of Foreign Currency Exchange Corp., and remained in this role after the friendly acquisition by Bank of Ireland Group until October of 2007. Mr. Pinna was responsible for the growth of Foreign Currency Exchange Corp from a small, one-location operation in Tampa Bay, Florida, to being a multinational publicly-traded company on the TSX with over 30,000 customer and client bank locations.

At Bank of Ireland Group, Mr. Pinna was Chief Executive Officer for the North American Foreign Exchange Business and was involved in all aspects of the North American business, including asset management, lending, foreign exchange, and accounting.

Having graduated from the University of Central Florida with a Bachelor degree in Finance with a focus on International Business, Mr. Pinna has over 25 years of experience in international banking with an emphasis on foreign exchange.


Kartlos Adeishvili

Chief Operating Officer

Mr. Adeishvili is the Chief Operating Officer of EBC providing leadership and oversight to the day to day operations of the bank's business lines, ensuring maintenance of efficient operating procedures and adherence to security protocols. Mr. Adeishvili joined CXI, EBC's parent company in 2008 as part of its expansion into the San Francisco - Bay Area market and executed the same role when the company successfully expanded into the Manhattan, New York market. Currency Exchange International Canada Corp (CXIC) was established in 2011 and Mr. Adeishvili joined the company to open its first corporate office, training and hiring the core team of employees to begin operations in Toronto. With the successful experience within the company at all stages, Mr. Adeishvili was appointed as Vice President of CXIC and Chief Operating Officer. Mr. Adeishvili played an active role strengthening CXIC’s presence in Canada and has helped structure the operations of EBC.

Mr. Adeishvili has dual Masters Degrees from Seton Hall University in Diplomacy and International Relations and Public Administration.


Khatuna Bezhitashvili

SHRM-SCP, Vice President, Human Resources

Mrs. Bezhitashvili is responsible for managing the Human Resources function, including the compensation program, recruiting, training, and development of and adherence to Bank policies. Mrs. Bezhitashvili is a Certified Anti-Money Laundering Specialist, Society for Human Resource Management Senior Certified Professional (SHRM-SCP), and a Board Member of ACAMS Central Florida Chapter. She earned her B.A. in International Affairs from Rollins College in 2005 and her MBA from Webster University in 2011.


Wade Bracy

Vice President, Finance

Mr. Bracy is EBC's Vice President of Finance and is responsible for the accounting team, accounting processes, cash management, and preparation of the bank's financial statements. Mr. Bracy has more than 10 years of experience in international finance and foreign exchange working in both equities and banking which includes being CXI's Vice President of Finance and three years at Bank of Ireland's FCE.

Mr. Bracy graduated from the University of Central Florida with a Bachelor of Science in Accounting with a minor in Economics.


Bob Dowd

Senior Vice President

Bob Dowd is a 30+ year veteran of the international payments industry. His extensive industry experience includes 25 years with Travelex Global Business Payments, where he was a member of the North American Executive Board, and Cambridge Global Payments where he was Managing Director. Mr. Dowd has held a number of senior positions throughout his career, and has extensive experience spearheading strategic partnerships and leading industry segmented businesses, including financial institutions, universities, travel, eCommerce and law firms. In his previous roles, Mr. Dowd was instrumental in implementing a vertical approach to the business, supported by widespread territory and market segmentation.

Mr. Dowd joined EBC in December 2015. He oversees the development of strategies, platforms and applications that combine the latest in online innovations, providing EBC clients and its partners integrated, international payment services.

Mr. Dowd is a member of The Electronics Payments Association (NACHA) and the Association of Financial Professionals (AFP). He has served on AFP committees, lending his experience and expertise in developing unique and valuable tools for financial professionals related to Global Treasury Services.


Stephen Fitzpatrick

Chief Financial Officer

Mr. Fitzpatrick is the Chief Financial Officer of EBC and its parent, CXI. Mr. Fitzpatrick provides a significant amount of financial services experience to EBC, combining financial and business perspectives in the CFO role. Previously he was Vice President, Corporate Services and Chief Financial Officer at Canadian Credit Union Association where, in addition to his financial role, he was actively involved in payments strategy development, served on the Boards of Interac and Concentra Bank, and led a number of credit union system risk and payments initiatives. Mr. Fitzpatrick’s breadth of understanding of the financial services industry, particularly in the areas of payments and risk management, supports the organization’s strategic direction and growth objectives.

Mr. Fitzpatrick received his MBA from University of Western Ontario and holds the Chartered Professional Accountant (CPA) and Certified General Accountant (CGA) designations.


Jennifer McDougall

Chief Compliance Officer, Chief Privacy Officer, Ombudsman

Ms. McDougall is the Chief Compliance Officer of EBC. Ms. McDougall has extensive experience in financial services regulatory compliance, risk management and privacy. She has a combined 20 years of experience heading up the compliance function at a mutual fund company and subsequently as Chief Compliance and Privacy Officer, Chief Risk Officer and Ombudsman at another Canadian Schedule I bank. Prior to that, she practised securities law with regulatory agencies for 10 years at the Ontario Securities Commission and the Toronto Stock Exchange.

Ms. McDougall received Juris Doctor and Master of Laws (Securities) degrees from Osgoode Hall Law School in Toronto, Ontario.


Shivani Lahar

Vice President, Chief Anti-Money Laundering Officer

Ms. Lahar brings over 9 years of AML and Compliance experience to EBC. Prior to joining EBC, Ms. Lahar worked with financial institutions including Bank of Montreal, Tangerine and Sun Life Financial where she led and implemented various AML and Compliance programs. In her most recent role at Bank of Montreal, she was responsible for the Enterprise-wide AML Risk Assessment Program that was implemented globally and oversaw the execution of the Risk Assessment Program.

Ms. Lahar holds the Certified Anti-Money Laundering Specialist (CAMS) designation and received a degree in Chemical Engineering with an option in Management Sciences from the University of Waterloo.


Stacey Prakash

Senior Vice President, Chief Risk Officer

Ms. Prakash is the Senior Vice President, Chief Risk Officer of EBC and its parent, CXI. Ms. Prakash has more than 20 years of foreign exchange experience working with Mr. Pinna at FCE and CXI. Ms. Prakash’s background and experience has focused on strategic development, operations, and regulatory compliance and reporting. Prior to CXI, Ms. Prakash served as Chief Compliance Officer for Bank of Ireland’s FCE in both the United States and Canada. Additionally, while FCE was publicly traded on the Toronto Stock Exchange (TSE:FXX), Ms. Prakash served as the Vice President of Operations for six years and as Chief Financial Officer for four years before the company was acquired by the Bank of Ireland.

Ms. Prakash received a Bachelor degree in Finance from the University of Central Florida in Orlando, Florida and a Political Science degree from the University of Florida in Gainesville, Florida.