{"id":124,"date":"2023-10-30T17:49:56","date_gmt":"2023-10-30T17:49:56","guid":{"rendered":"https:\/\/ebc.cappers.ca\/?page_id=124"},"modified":"2026-03-30T14:02:09","modified_gmt":"2026-03-30T14:02:09","slug":"regulatory-disclosures","status":"publish","type":"page","link":"https:\/\/www.ebcfx.com\/en\/regulatory-disclosures\/","title":{"rendered":"Regulatory Disclosures"},"content":{"rendered":"\n
\n

Exchange Bank of Canada Disclosures<\/h3>\n\n\n\n

Last updated on March 30, 2026<\/p>\n\n\n\n

The Basel Committee on Banking Supervision (\u201cBCBS\u201d) is an international forum for regular cooperation on banking supervisory matters. Basel III is a global regulatory capital and liquidity framework developed by the BCBS and is composed of the following three pillars:<\/p>\n\n\n\n

    \n
  1. Pillar 1 addresses capital and liquidity adequacy and provides minimum requirements;<\/li>\n\n\n\n
  2. Pillar 2 outlines supervisory monitoring and review standards; and<\/li>\n\n\n\n
  3. Pillar 3 promotes market discipline through prescribed public disclosures.<\/li>\n<\/ol>\n\n\n\n

    In Canada, the Office of the Superintendent of Financial Institutions (\u201cOSFI\u201d) implements the Basel III framework through the Capital Adequacy Requirements (\u201cCAR\u201d) guideline. OSFI\u2019s commitment to implementing the Basel III reforms, with appropriate domestic modifications, strengthens institutions\u2019 ability to withstand financial shocks, allowing them to continue supporting economic growth while remaining competitive.<\/p>\n\n\n\n

    Exchange Bank of Canada is a non-deposit taking and non-lending Schedule 1 Bank, regulated by OSFI. For capital adequacy and liquidity purposes, the Bank is classified as a Category 2 Small and Medium-Sized Deposit-Taking Institution (\u201cSMSB\u201d). OSFI supports relevant disclosures to ensure stakeholders have access to key risk information enabling them to gain a fundamental understanding and knowledge of SMSB’ activities.<\/p>\n\n\n\n

    Printable versions: <\/p>\n\n\n\n

    Q1 2026 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q4 2025 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q3 2025 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q2 2025 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q1 2025 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q4 2024 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q3 2024 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q2 2024 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q1 2024 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q4 2023 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q3 2023 Basel III Pillar 3 Disclosures<\/a><\/p>\n\n\n\n

    Q2 2023 Basel III Pillar 3 Disclosures<\/a><\/p>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"

    Exchange Bank of Canada Disclosures Last updated on March 30, 2026 The Basel Committee on Banking Supervision (\u201cBCBS\u201d) is an international forum for regular cooperation on banking supervisory matters. Basel III is a global regulatory capital and liquidity framework developed by the BCBS and is composed of the following three pillars: In Canada, the Office […]<\/p>\n","protected":false},"author":2,"featured_media":1049,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-124","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nRegulatory Disclosures | Exchange Bank of Canada<\/title>\n<meta name=\"description\" content=\"Access Exchange Bank of Canada's regulatory disclosures, including Basel III Pillar 3 reports, and understand our compliance with OSFI standards.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.ebcfx.com\/en\/regulatory-disclosures\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Regulatory Disclosures | Exchange Bank of Canada\" \/>\n<meta property=\"og:description\" content=\"Access Exchange Bank of Canada's regulatory disclosures, including Basel III Pillar 3 reports, and understand our compliance with OSFI standards.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.ebcfx.com\/en\/regulatory-disclosures\/\" \/>\n<meta property=\"og:site_name\" content=\"Exchange Bank of Canada\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/ExchangeBankofCanada\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-30T14:02:09+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.ebcfx.com\/wp-content\/uploads\/2021\/08\/Insights-cover-image-1-1024x731.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"731\" \/>\n\t<meta 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