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Compliance Team

Jennifer McDougall
Chief Compliance Officer, Chief Privacy Officer, Ombudsman
Shivani Lahar
Vice President, Chief Anti-Money Laundering Officer
Dennis Winkel
Chief Risk Officer

 

Jennifer McDougall

Chief Compliance Officer, Chief Privacy Officer, Ombudsman

Ms. McDougall is the Chief Compliance Officer of EBC. Ms. McDougall has extensive experience in financial services regulatory compliance, risk management and privacy. She has a combined 20 years of experience heading up the compliance function at a mutual fund company and subsequently as Chief Compliance and Privacy Officer, Chief Risk Officer and Ombudsman at another Canadian Schedule I bank. Prior to that, she practised securities law with regulatory agencies for 10 years at the Ontario Securities Commission and the Toronto Stock Exchange.

Ms. McDougall received Juris Doctor and Master of Laws (Securities) degrees from Osgoode Hall Law School in Toronto, Ontario.


Shivani Lahar

Vice President, Chief Anti-Money Laundering Officer

Ms. Lahar brings over 9 years of AML and Compliance experience to EBC. Prior to joining EBC, Ms. Lahar worked with financial institutions including Bank of Montreal, Tangerine and Sun Life Financial where she led and implemented various AML and Compliance programs. In her most recent role at Bank of Montreal, she was responsible for the Enterprise-wide AML Risk Assessment Program that was implemented globally and oversaw the execution of the Risk Assessment Program.

Ms. Lahar holds the Certified Anti-Money Laundering Specialist (CAMS) designation and received a degree in Chemical Engineering with an option in Management Sciences from the University of Waterloo.


Dennis Winkel

Chief Risk Officer

Mr. Winkel is the Chief Risk Officer of EBC and its parent company, CXI. Mr. Winkel has more than 20 years of risk management experience comprising financial and non-financial risk in a variety of cultural and linguistic contexts: Netherlands, Australia, Spain, Japan and Canada. Mr. Winkel started his career in a Dutch business of ING Group in the Netherlands, followed by roles at the corporate headquarters of ING Group, ING Direct, and ING Direct Australia. Mr. Winkel subsequently worked as market and operational risk manager at ING Direct Treasury in Spain, and was the head of financial risk management for over two years in Japan during the start-up of ING Direct Japan. In 2009, he continued his career in Canada at ING Direct in financial risk and enterprise risk management. He moved to Scotiabank in 2013 as Vice President of liquidity and interest rate risk. His responsibilities included the compliance with Liquidity Adequacy Requirements (LAR), BoC Collateral Reporting (H4), and Interest Rate risk of the Banking book (IRRBB). He was the secretary of the Bank ALCO at Scotiabank and recognition ambassador of the global risk management group in 2017 and 2018.

Mr. Winkel has a Masters of Financial Economics from the Free University in Amsterdam and is a Certified EFFAS Financial Analyst (“RBA”). He is a member of the Canadian Asset and Liability Management Association (CALMA), and the North American Asset and Liability Management Association (NALMA). He has been teaching a banking simulation course at the Advanced Risk Management Program of Wharton University / RMA since 2011.